Covington, VA
Covington wildfire risk explained
USFS's Wildfire Risk to Communities model puts Covington at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 4,297 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Covington at the 70th percentile, close to its 73rd-percentile risk score.
Covington's building exposure, zone by zone
89.6% of Covington's 4,297 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 10.4% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Covington ranks
There's little gap between Covington's 73rd national percentile and its 87th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Covington ranks 8,681 for wildfire risk (1 is highest) and 3,978 by building count (1 is largest). Within Virginia alone, it ranks 91 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Shopping for coverage in Covington
Covington's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Covington
With ember exposure the dominant pattern in Covington (89.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Covington's figures come from
The methodology guide shows exactly how USFS turned 4,297 counted buildings into the percentiles shown above for Covington. The exposure-zones guide covers what Covington's dominant indirect exposure actually means, with real examples from across the dataset.