Covedale, OH
How exposed is Covedale to wildfire?
USFS's Wildfire Risk to Communities model puts Covedale at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,876 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Covedale's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
Covedale's building exposure, zone by zone
Covedale rates 59.2% Minimal exposure against just 40.8% Direct and 0% Indirect — of 2,876 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Covedale compares
Compare Covedale's two percentiles: 36th within Ohio, only 12th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Covedale ranks 27,869 for wildfire risk (1 is highest) and 5,621 by building count (1 is largest). Within Ohio alone, it ranks 815 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Covedale
At the 12th national percentile, Covedale rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 59.2% of Covedale outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Covedale's 27,869-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Covedale, see the exposure-zones guide.