Cove City, NC
Cove City wildfire risk explained
USFS scores Cove City at the 53rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 335 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cove City's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Cove City's building exposure, zone by zone
51.3% of Cove City's 335 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 48.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Cove City ranks
There's little gap between Cove City's 53rd national percentile and its 46th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Cove City ranks 14,850 for wildfire risk (1 is highest) and 20,704 by building count (1 is largest). Within North Carolina alone, it ranks 416 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Cove City
At the 53rd national percentile, Cove City rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Cove City's 51.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 335 counted buildings into the percentiles shown above for Cove City. For more on what indirect exposure implies beyond Cove City, see the exposure-zones guide.