Cousins Island, ME
Cousins Island, ME's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Cousins Island lands at the 9th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 326 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cousins Island at the 8th percentile, close to its 9th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 87.1% of Cousins Island's buildings as Direct exposure, higher than its 0% Indirect share and far above its 12.9% Minimal share — a profile where 284 structures sit close enough to vegetation that lot clearing matters most.
Cousins Island against the rest of the country
Cousins Island's 33rd-percentile standing inside Maine outpaces its 9th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cousins Island ranks 28,840 for wildfire risk (1 is highest) and 20,921 by building count (1 is largest). Within Maine alone, it ranks 104 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
Shopping for coverage in Cousins Island
Cousins Island's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Cousins Island (87.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cousins Island's 28,840-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Cousins Island, see the exposure-zones guide.