Courtland, VA
Courtland wildfire risk explained
USFS's Wildfire Risk to Communities model puts Courtland at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 552 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Courtland at the 48th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Courtland's buildings actually sit
63% of Courtland's 552 buildings sit in USFS's Direct exposure zone, roughly 348 structures close enough to burnable vegetation for flame contact, not just embers — 37% fall in the Indirect, ember-only zone and 0% are Minimal.
How Courtland compares
Courtland scores 48th nationally and 49th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Courtland ranks 16,468 for wildfire risk (1 is highest) and 16,551 by building count (1 is largest). Within Virginia alone, it ranks 347 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Courtland and the insurance market
Courtland's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Courtland (63%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Courtland's 16,468-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Courtland, see the exposure-zones guide.