Courtland, KS
How exposed is Courtland to wildfire?
USFS scores Courtland at the 14th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 259 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Courtland at the 10th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Courtland's buildings actually sit
91.5% of Courtland's 259 buildings sit in USFS's Minimal exposure zone, with only 8.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Courtland against the rest of the country
Courtland scores 14th nationally and 1st within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Courtland ranks 27,130 for wildfire risk (1 is highest) and 22,852 by building count (1 is largest). Within Kansas alone, it ranks 714 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Courtland and the insurance market
Courtland's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 91.5% of buildings rated Minimal exposure, Courtland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Courtland's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Courtland, see the exposure-zones guide.