Courtland, AL
Courtland, AL's wildfire risk, in USFS's own numbers
Courtland sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 455 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Courtland at the 27th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Courtland's building exposure, zone by zone
Most of Courtland's buildings (48.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Courtland ranks
Courtland ranks lower within Alabama (2nd percentile statewide) than its 26th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Courtland ranks 23,405 for wildfire risk (1 is highest) and 18,168 by building count (1 is largest). Within Alabama alone, it ranks 583 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 26th national percentile, Courtland rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Courtland (48.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Courtland's 23,405-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Courtland, see the exposure-zones guide.