Courtdale, PA
Courtdale, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Courtdale at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 401 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Courtdale at the 47th percentile, close to its 48th-percentile risk score.
Where Courtdale's buildings actually sit
401 buildings are counted in Courtdale, and 65.3% of them are Indirect exposure — ember-driven risk rather than the 34.7% in Direct exposure or the 0% rated Minimal.
How Courtdale compares
Compare Courtdale's two percentiles: 78th within Pennsylvania, only 48th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Courtdale ranks 16,431 for wildfire risk (1 is highest) and 19,196 by building count (1 is largest). Within Pennsylvania alone, it ranks 450 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Courtdale and the insurance market
At the 48th national percentile, Courtdale rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Courtdale's 65.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Courtdale's 16,431-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Courtdale, see the exposure-zones guide.