County Line, AL
County Line wildfire risk explained
USFS's Wildfire Risk to Communities model puts County Line at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 168 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts County Line at the 80th percentile, close to its 77th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in County Line: 100% of its 168 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where County Line ranks
There's little gap between County Line's 77th national percentile and its 67th percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, County Line ranks 7,331 for wildfire risk (1 is highest) and 26,087 by building count (1 is largest). Within Alabama alone, it ranks 198 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
County Line and the insurance market
County Line's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 100% of County Line in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind County Line's 7,331-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond County Line, see the exposure-zones guide.