Country Knolls, NY
How exposed is Country Knolls to wildfire?
Country Knolls sits at the 18th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,901 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Country Knolls's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Country Knolls's building exposure, zone by zone
Direct exposure dominates in Country Knolls: 79.4% of its 1,901 buildings, versus 20.2% Indirect and 0.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Country Knolls against the rest of the country
Compare Country Knolls's two percentiles: 41st within New York, only 18th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Country Knolls ranks 25,880 for wildfire risk (1 is highest) and 7,757 by building count (1 is largest). Within New York alone, it ranks 762 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Country Knolls's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Country Knolls (79.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Country Knolls's figures come from
Country Knolls's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Country Knolls's dominant direct exposure actually means, with real examples from across the dataset.