Country Club, MO
Country Club wildfire risk explained
Country Club sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,185 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Country Club's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Country Club's building exposure, zone by zone
59.2% of Country Club's 1,185 buildings sit in USFS's Direct exposure zone, roughly 702 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 40.8% are Minimal.
How Country Club compares
There's little gap between Country Club's 64th national percentile and its 66th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Country Club ranks 11,407 for wildfire risk (1 is highest) and 10,737 by building count (1 is largest). Within Missouri alone, it ranks 365 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Country Club
Country Club's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Country Club (59.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Country Club's 11,407-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Country Club, see the exposure-zones guide.