Coulee Dam, WA
Coulee Dam, WA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Coulee Dam at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 676 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coulee Dam's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Coulee Dam's building exposure, zone by zone
97% of Coulee Dam's 676 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Coulee Dam against the rest of the country
Coulee Dam scores 96th nationally and 89th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Coulee Dam ranks 1,336 for wildfire risk (1 is highest) and 14,922 by building count (1 is largest). Within Washington alone, it ranks 68 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
At the 96th percentile nationally, Coulee Dam carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Coulee Dam
Coulee Dam's 97% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Coulee Dam's figures come from
Coulee Dam's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Coulee Dam's dominant indirect exposure actually means, with real examples from across the dataset.