Cougar, WA
Cougar, WA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Cougar lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 126 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cougar's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Cougar's building exposure, zone by zone
126 buildings are counted in Cougar, and 82.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Cougar compares
Cougar's risk sits at a similar level relative to Washington (71st percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cougar ranks 10,165 for wildfire risk (1 is highest) and 27,923 by building count (1 is largest). Within Washington alone, it ranks 186 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Cougar
At the 68th percentile nationally, Cougar carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Cougar
With 82.5% of Cougar in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Cougar's figures come from
Cougar's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cougar's dominant direct exposure actually means, with real examples from across the dataset.