Cotton Valley, LA
How exposed is Cotton Valley to wildfire?
Out of every US place USFS scores, Cotton Valley lands at the 58th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 618 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cotton Valley at the 58th percentile, close to its 58th-percentile risk score.
Cotton Valley's building exposure, zone by zone
618 buildings are counted in Cotton Valley, and 56.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Cotton Valley ranks
Cotton Valley scores 58th nationally and 71st within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cotton Valley ranks 13,362 for wildfire risk (1 is highest) and 15,588 by building count (1 is largest). Within Louisiana alone, it ranks 144 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Shopping for coverage in Cotton Valley
Cotton Valley's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Cotton Valley's 56.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Cotton Valley's figures come from
The methodology guide shows exactly how USFS turned 618 counted buildings into the percentiles shown above for Cotton Valley. The exposure-zones guide covers what Cotton Valley's dominant direct exposure actually means, with real examples from across the dataset.