Corvallis, MT
How exposed is Corvallis to wildfire?
USFS scores Corvallis at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 552 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Corvallis's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
Where Corvallis's buildings actually sit
USFS puts 69.9% of Corvallis's 552 buildings in the Indirect exposure zone, versus 30.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Corvallis compares
Corvallis's 81st national percentile looks worse in isolation than its 54th ranking inside Montana does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Corvallis ranks 6,113 for wildfire risk (1 is highest) and 16,540 by building count (1 is largest). Within Montana alone, it ranks 220 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Corvallis's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Corvallis
With ember exposure the dominant pattern in Corvallis (69.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Corvallis's figures come from
Every one of the two percentiles behind Corvallis's 6,113-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Corvallis's dominant indirect exposure actually means, with real examples from across the dataset.