Cortland, OH
Cortland wildfire risk explained
Cortland sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 3,035 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cortland at the 31st percentile, close to its 31st-percentile risk score.
Cortland's building exposure, zone by zone
USFS classifies 40.9% of Cortland's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 35.4% Direct and 23.7% Indirect — a landscape-level risk rather than a building-by-building one.
Where Cortland ranks
Cortland's 67th-percentile standing inside Ohio outpaces its 31st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cortland ranks 21,875 for wildfire risk (1 is highest) and 5,380 by building count (1 is largest). Within Ohio alone, it ranks 419 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Cortland and the insurance market
At the 31st national percentile, Cortland rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Cortland
With 40.9% of buildings rated Minimal exposure, Cortland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Cortland's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Cortland, see the exposure-zones guide.