Cornwells Heights, PA
Cornwells Heights, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Cornwells Heights at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 621 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cornwells Heights at the 44th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Cornwells Heights's buildings (80.2% of 621) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Cornwells Heights compares
Compare Cornwells Heights's two percentiles: 66th within Pennsylvania, only 42nd nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Cornwells Heights ranks 18,350 for wildfire risk (1 is highest) and 15,549 by building count (1 is largest). Within Pennsylvania alone, it ranks 671 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Cornwells Heights's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 80.2% of Cornwells Heights outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Cornwells Heights's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Cornwells Heights, see the exposure-zones guide.