Cornwall, PA
Cornwall wildfire risk explained
USFS's Wildfire Risk to Communities model puts Cornwall at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,889 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cornwall at the 21st percentile, close to its 24th-percentile risk score.
Where Cornwall's buildings actually sit
Of Cornwall's 1,889 counted buildings, 65.9% carry Direct exposure and only 7.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Cornwall ranks
Cornwall scores 24th nationally and 28th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cornwall ranks 23,957 for wildfire risk (1 is highest) and 7,795 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,438 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Cornwall's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 65.9% of Cornwall in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,889 counted buildings into the percentiles shown above for Cornwall. For more on what direct exposure implies beyond Cornwall, see the exposure-zones guide.