Cordova, AL
Cordova, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Cordova at the 75th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 976 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cordova at the 78th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
976 buildings are counted in Cordova, and 65% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Cordova compares
Inside Alabama, Cordova sits at just the 59th percentile even though it scores 75th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cordova ranks 7,897 for wildfire risk (1 is highest) and 12,096 by building count (1 is largest). Within Alabama alone, it ranks 244 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Cordova's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 65% of Cordova in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 976 counted buildings into the percentiles shown above for Cordova. For more on what direct exposure implies beyond Cordova, see the exposure-zones guide.