Corbin, KY
Corbin wildfire risk explained
USFS's Wildfire Risk to Communities model puts Corbin at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,927 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Corbin's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
What "at risk" means for the buildings here
83.2% of Corbin's 3,927 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 16.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Corbin compares
Corbin's risk sits at a similar level relative to Kentucky (88th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Corbin ranks 3,875 for wildfire risk (1 is highest) and 4,310 by building count (1 is largest). Within Kentucky alone, it ranks 70 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Corbin
Corbin's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Corbin (83.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,927 counted buildings into the percentiles shown above for Corbin. For more on what indirect exposure implies beyond Corbin, see the exposure-zones guide.