Corbin City, NJ
Corbin City wildfire risk explained
Out of every US place USFS scores, Corbin City lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 321 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Corbin City at the 87th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Corbin City's 321 counted buildings, 91% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Corbin City against the rest of the country
Corbin City's risk sits at a similar level relative to New Jersey (96th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Corbin City ranks 2,811 for wildfire risk (1 is highest) and 21,063 by building count (1 is largest). Within New Jersey alone, it ranks 26 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Corbin City
Corbin City's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Corbin City's 91% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Corbin City's 2,811-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Corbin City, see the exposure-zones guide.