Coral Hills, MD
Coral Hills wildfire risk explained
Coral Hills sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 3,069 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Coral Hills at the 26th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
88% of Coral Hills's 3,069 buildings sit in USFS's Minimal exposure zone, with only 12% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Coral Hills compares
There's little gap between Coral Hills's 26th national percentile and its 39th percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Coral Hills ranks 23,230 for wildfire risk (1 is highest) and 5,327 by building count (1 is largest). Within Maryland alone, it ranks 323 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Coral Hills
Coral Hills's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Coral Hills
With 88% of buildings rated Minimal exposure, Coral Hills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Coral Hills's figures come from
Every one of the two percentiles behind Coral Hills's 23,230-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Coral Hills's dominant minimal exposure actually means, with real examples from across the dataset.