Coppock, IA
Coppock wildfire risk explained
USFS's Wildfire Risk to Communities model puts Coppock at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 41 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coppock at the 65th percentile, close to its 64th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 63.4% of Coppock's buildings as Direct exposure, higher than its 36.6% Indirect share and far above its 0% Minimal share — a profile where 26 structures sit close enough to vegetation that lot clearing matters most.
Where Coppock ranks
Within Iowa, Coppock ranks higher (88th percentile) than it does nationally (64th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Coppock ranks 11,403 for wildfire risk (1 is highest) and 31,136 by building count (1 is largest). Within Iowa alone, it ranks 124 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Coppock's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Coppock (63.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 41 counted buildings into the percentiles shown above for Coppock. For more on what direct exposure implies beyond Coppock, see the exposure-zones guide.