Copperhill, TN
Copperhill wildfire risk explained
Copperhill's 305 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Copperhill's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
Where Copperhill's buildings actually sit
305 buildings are counted in Copperhill, and 53.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Copperhill against the rest of the country
Copperhill scores 88th nationally and 98th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Copperhill ranks 3,821 for wildfire risk (1 is highest) and 21,514 by building count (1 is largest). Within Tennessee alone, it ranks 10 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Copperhill
Copperhill's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 53.8% of Copperhill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Copperhill's figures come from
The methodology guide shows exactly how USFS turned 305 counted buildings into the percentiles shown above for Copperhill. The exposure-zones guide covers what Copperhill's dominant direct exposure actually means, with real examples from across the dataset.