Copperas Cove, TX
How exposed is Copperas Cove to wildfire?
Copperas Cove sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 13,467 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Copperas Cove at the 82nd percentile, close to its 84th-percentile risk score.
Where Copperas Cove's buildings actually sit
Most of Copperas Cove's buildings (77.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 13,467 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Copperas Cove compares
There's little gap between Copperas Cove's 84th national percentile and its 72nd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Copperas Cove ranks 5,027 for wildfire risk (1 is highest) and 1,126 by building count (1 is largest). Within Texas alone, it ranks 510 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Copperas Cove and the insurance market
Copperas Cove's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 77.2% of Copperas Cove's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Copperas Cove's figures come from
The methodology guide shows exactly how USFS turned 13,467 counted buildings into the percentiles shown above for Copperas Cove. The exposure-zones guide covers what Copperas Cove's dominant indirect exposure actually means, with real examples from across the dataset.