Cooter, MO
How exposed is Cooter to wildfire?
Cooter's 256 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cooter at the 2nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Cooter's buildings actually sit
67.2% of Cooter's 256 buildings sit in USFS's Minimal exposure zone, with only 32.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Cooter ranks
Cooter's risk sits at a similar level relative to Missouri (3rd percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cooter ranks 30,769 for wildfire risk (1 is highest) and 22,945 by building count (1 is largest). Within Missouri alone, it ranks 1,033 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Cooter
Cooter's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Cooter
Cooter's 67.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 256 counted buildings into the percentiles shown above for Cooter. For more on what minimal exposure implies beyond Cooter, see the exposure-zones guide.