Coosada, AL
Coosada, AL's wildfire risk, in USFS's own numbers
Coosada sits at the 58th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 733 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coosada at the 61st percentile, close to its 58th-percentile risk score.
What "at risk" means for the buildings here
733 buildings are counted in Coosada, and 91.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Coosada against the rest of the country
Coosada's 58th national percentile looks worse in isolation than its 22nd ranking inside Alabama does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Coosada ranks 13,098 for wildfire risk (1 is highest) and 14,294 by building count (1 is largest). Within Alabama alone, it ranks 464 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 58th national percentile, Coosada rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Coosada (91.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Coosada's figures come from
Every one of the two percentiles behind Coosada's 13,098-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Coosada's dominant direct exposure actually means, with real examples from across the dataset.