Coopertown, TN
Coopertown, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Coopertown lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,830 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Coopertown at the 35th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Coopertown's buildings actually sit
Of Coopertown's 2,830 counted buildings, 93.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Coopertown ranks
Coopertown's risk sits at a similar level relative to Tennessee (22nd percentile statewide) as it does nationally (33rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Coopertown ranks 21,131 for wildfire risk (1 is highest) and 5,698 by building count (1 is largest). Within Tennessee alone, it ranks 391 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Coopertown
Coopertown's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Coopertown's 93.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Coopertown's figures come from
The methodology guide shows exactly how USFS turned 2,830 counted buildings into the percentiles shown above for Coopertown. The exposure-zones guide covers what Coopertown's dominant direct exposure actually means, with real examples from across the dataset.