Cooperton, OK
Cooperton wildfire risk explained
USFS scores Cooperton at the 91st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 41 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cooperton's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Where Cooperton's buildings actually sit
Of Cooperton's 41 counted buildings, 85.4% carry Direct exposure and only 14.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Cooperton ranks
Cooperton ranks lower within Oklahoma (50th percentile statewide) than its 91st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cooperton ranks 2,999 for wildfire risk (1 is highest) and 31,149 by building count (1 is largest). Within Oklahoma alone, it ranks 417 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Cooperton's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Cooperton's 85.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Cooperton's figures come from
Every one of the two percentiles behind Cooperton's 2,999-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cooperton's dominant direct exposure actually means, with real examples from across the dataset.