Cooperstown, PA
How exposed is Cooperstown to wildfire?
USFS scores Cooperstown at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 276 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cooperstown at the 31st percentile, close to its 31st-percentile risk score.
Where Cooperstown's buildings actually sit
Direct exposure dominates in Cooperstown: 51.5% of its 276 buildings, versus 48.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Cooperstown compares
There's little gap between Cooperstown's 31st national percentile and its 41st percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Cooperstown ranks 21,724 for wildfire risk (1 is highest) and 22,334 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,177 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Cooperstown
At the 31st national percentile, Cooperstown rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Cooperstown (51.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Cooperstown's figures come from
The methodology guide shows exactly how USFS turned 276 counted buildings into the percentiles shown above for Cooperstown. The exposure-zones guide covers what Cooperstown's dominant direct exposure actually means, with real examples from across the dataset.