Cooperstown, NY
Cooperstown, NY's wildfire risk, in USFS's own numbers
Cooperstown sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,030 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cooperstown at the 14th percentile, close to its 13th-percentile risk score.
What "at risk" means for the buildings here
64.2% of Cooperstown's 1,030 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 35.5% Direct and 0.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Cooperstown ranks
Cooperstown's 33rd-percentile standing inside New York outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cooperstown ranks 27,299 for wildfire risk (1 is highest) and 11,723 by building count (1 is largest). Within New York alone, it ranks 864 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 13th national percentile, Cooperstown rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Cooperstown
Because 64.2% of Cooperstown's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Cooperstown's figures come from
Cooperstown's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cooperstown's dominant indirect exposure actually means, with real examples from across the dataset.