Cooper City, FL
Cooper City wildfire risk explained
USFS scores Cooper City at the 69th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 10,117 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cooper City at the 74th percentile, close to its 69th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 89% of Cooper City's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 11% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 10,117 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Cooper City ranks
Inside Florida, Cooper City sits at just the 25th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cooper City ranks 9,791 for wildfire risk (1 is highest) and 1,586 by building count (1 is largest). Within Florida alone, it ranks 718 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Cooper City
At the 69th percentile nationally, Cooper City carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Cooper City's 89% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cooper City's 9,791-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cooper City, see the exposure-zones guide.