Coon Rapids, MN
Coon Rapids, MN's wildfire risk, in USFS's own numbers
USFS scores Coon Rapids at the 46th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 21,689 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coon Rapids at the 45th percentile, close to its 46th-percentile risk score.
Coon Rapids's building exposure, zone by zone
86.4% of Coon Rapids's 21,689 buildings sit in USFS's Minimal exposure zone, with only 13.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 21,689 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Coon Rapids compares
Compare Coon Rapids's two percentiles: 66th within Minnesota, only 46th nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Coon Rapids ranks 17,173 for wildfire risk (1 is highest) and 634 by building count (1 is largest). Within Minnesota alone, it ranks 310 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Coon Rapids and the insurance market
Coon Rapids's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Coon Rapids's 86.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Coon Rapids's figures come from
The methodology guide shows exactly how USFS turned 21,689 counted buildings into the percentiles shown above for Coon Rapids. The exposure-zones guide covers what Coon Rapids's dominant minimal exposure actually means, with real examples from across the dataset.