Coon Rapids, IA
Coon Rapids, IA's wildfire risk, in USFS's own numbers
USFS scores Coon Rapids at the 56th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 883 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coon Rapids's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
Coon Rapids's building exposure, zone by zone
54.5% of Coon Rapids's 883 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 20.1% Direct and 25.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Coon Rapids compares
Within Iowa, Coon Rapids ranks higher (77th percentile) than it does nationally (56th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Coon Rapids ranks 13,829 for wildfire risk (1 is highest) and 12,874 by building count (1 is largest). Within Iowa alone, it ranks 233 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 56th national percentile, Coon Rapids rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Coon Rapids's 54.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Coon Rapids's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Coon Rapids, see the exposure-zones guide.