Coolville, OH
Coolville wildfire risk explained
Coolville's 355 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Coolville at the 43rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
68.5% of Coolville's 355 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 31.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Coolville compares
Coolville's 91st-percentile standing inside Ohio outpaces its 41st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Coolville ranks 18,507 for wildfire risk (1 is highest) and 20,193 by building count (1 is largest). Within Ohio alone, it ranks 114 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Coolville's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Coolville
With ember exposure the dominant pattern in Coolville (68.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 355 counted buildings into the percentiles shown above for Coolville. For more on what indirect exposure implies beyond Coolville, see the exposure-zones guide.