Coolidge, TX
Coolidge wildfire risk explained
USFS's Wildfire Risk to Communities model puts Coolidge at the 83rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 513 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coolidge at the 82nd percentile, close to its 83rd-percentile risk score.
Coolidge's building exposure, zone by zone
Indirect exposure is dominant in Coolidge (60.2% of 513 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 39.8% sit in the Direct zone.
Where Coolidge ranks
There's little gap between Coolidge's 83rd national percentile and its 69th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Coolidge ranks 5,371 for wildfire risk (1 is highest) and 17,139 by building count (1 is largest). Within Texas alone, it ranks 556 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Coolidge and the insurance market
Coolidge's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Coolidge (60.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Coolidge's figures come from
Every one of the two percentiles behind Coolidge's 5,371-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Coolidge's dominant indirect exposure actually means, with real examples from across the dataset.