Cookson, OK
Cookson wildfire risk explained
Cookson's 1,369 buildings earn a 92nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cookson's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Cookson's building exposure, zone by zone
97.4% of Cookson's 1,369 buildings sit in USFS's Direct exposure zone, roughly 1,334 structures close enough to burnable vegetation for flame contact, not just embers — 2.1% fall in the Indirect, ember-only zone and 0.5% are Minimal.
Where Cookson ranks
Inside Oklahoma, Cookson sits at just the 57th percentile even though it scores 92nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cookson ranks 2,557 for wildfire risk (1 is highest) and 9,752 by building count (1 is largest). Within Oklahoma alone, it ranks 357 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Cookson and the insurance market
At the 92nd percentile nationally, Cookson carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 97.4% of Cookson in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Cookson's figures come from
The methodology guide shows exactly how USFS turned 1,369 counted buildings into the percentiles shown above for Cookson. The exposure-zones guide covers what Cookson's dominant direct exposure actually means, with real examples from across the dataset.