Converse, IN
Converse wildfire risk explained
USFS scores Converse at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 660 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Converse's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
What "at risk" means for the buildings here
Most of Converse's buildings (94.7% of 660) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Converse ranks
Converse scores 1st nationally and 7th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Converse ranks 31,236 for wildfire risk (1 is highest) and 15,059 by building count (1 is largest). Within Indiana alone, it ranks 899 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Converse's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Converse's 94.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Converse's figures come from
The methodology guide shows exactly how USFS turned 660 counted buildings into the percentiles shown above for Converse. The exposure-zones guide covers what Converse's dominant minimal exposure actually means, with real examples from across the dataset.