Conrad, MT
How exposed is Conrad to wildfire?
Conrad's 1,719 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Conrad at the 24th percentile, close to its 25th-percentile risk score.
Conrad's building exposure, zone by zone
Conrad rates 97.4% Minimal exposure against just 2.6% Direct and 0% Indirect — of 1,719 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Conrad compares
Conrad's 25th national percentile looks worse in isolation than its 4th ranking inside Montana does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Conrad ranks 23,638 for wildfire risk (1 is highest) and 8,348 by building count (1 is largest). Within Montana alone, it ranks 457 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
At the 25th national percentile, Conrad rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Conrad
Conrad's 97.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Conrad's figures come from
Conrad's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Conrad's dominant minimal exposure actually means, with real examples from across the dataset.