Conover, NC
Conover, NC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Conover at the 34th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 4,063 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Conover's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
Where Conover's buildings actually sit
46.3% of Conover's 4,063 buildings sit in USFS's Direct exposure zone, roughly 1,881 structures close enough to burnable vegetation for flame contact, not just embers — 19.1% fall in the Indirect, ember-only zone and 34.6% are Minimal.
How Conover compares
Conover's 34th national percentile looks worse in isolation than its 6th ranking inside North Carolina does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Conover ranks 20,902 for wildfire risk (1 is highest) and 4,178 by building count (1 is largest). Within North Carolina alone, it ranks 728 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Conover and the insurance market
Conover's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Conover (46.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,063 counted buildings into the percentiles shown above for Conover. For more on what direct exposure implies beyond Conover, see the exposure-zones guide.