Congerville, IL
Congerville, IL's wildfire risk, in USFS's own numbers
USFS scores Congerville at the 20th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 290 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Congerville at the 21st percentile, close to its 20th-percentile risk score.
Congerville's building exposure, zone by zone
290 buildings are counted in Congerville, and 85.2% of them are Indirect exposure — ember-driven risk rather than the 14.8% in Direct exposure or the 0% rated Minimal.
Congerville against the rest of the country
Congerville's 61st-percentile standing inside Illinois outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Congerville ranks 25,205 for wildfire risk (1 is highest) and 21,903 by building count (1 is largest). Within Illinois alone, it ranks 555 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Congerville and the insurance market
At the 20th national percentile, Congerville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Congerville's 85.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Congerville's 25,205-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Congerville, see the exposure-zones guide.