Conetoe, NC
Conetoe wildfire risk explained
Conetoe's 200 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Conetoe at the 38th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Conetoe's buildings actually sit
51% of Conetoe's 200 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Conetoe against the rest of the country
Inside North Carolina, Conetoe sits at just the 16th percentile even though it scores 40th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Conetoe ranks 18,914 for wildfire risk (1 is highest) and 24,853 by building count (1 is largest). Within North Carolina alone, it ranks 651 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Conetoe's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Conetoe
With ember exposure the dominant pattern in Conetoe (51% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Conetoe's figures come from
Every one of the two percentiles behind Conetoe's 18,914-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Conetoe's dominant indirect exposure actually means, with real examples from across the dataset.