Conejo, NM
How exposed is Conejo to wildfire?
USFS scores Conejo at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 322 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Conejo's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Where Conejo's buildings actually sit
USFS classifies 100% of Conejo's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 322 structures sit close enough to vegetation that lot clearing matters most.
Conejo against the rest of the country
Inside New Mexico, Conejo sits at just the 63rd percentile even though it scores 85th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Conejo ranks 4,704 for wildfire risk (1 is highest) and 21,041 by building count (1 is largest). Within New Mexico alone, it ranks 181 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Conejo and the insurance market
At the 85th percentile nationally, Conejo carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Conejo's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 322 counted buildings into the percentiles shown above for Conejo. For more on what direct exposure implies beyond Conejo, see the exposure-zones guide.