Concordia, KS
Concordia, KS's wildfire risk, in USFS's own numbers
Concordia sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 3,225 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Concordia at the 34th percentile, close to its 38th-percentile risk score.
Where Concordia's buildings actually sit
97.6% of Concordia's 3,225 buildings sit in USFS's Minimal exposure zone, with only 2.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Concordia ranks
Inside Kansas, Concordia sits at just the 14th percentile even though it scores 38th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Concordia ranks 19,564 for wildfire risk (1 is highest) and 5,135 by building count (1 is largest). Within Kansas alone, it ranks 618 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 38th national percentile, Concordia rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Concordia's 97.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,225 counted buildings into the percentiles shown above for Concordia. For more on what minimal exposure implies beyond Concordia, see the exposure-zones guide.