Concord, VT
Concord wildfire risk explained
USFS scores Concord at the 14th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 160 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Concord at the 14th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
64.4% of Concord's 160 buildings sit in USFS's Direct exposure zone, roughly 103 structures close enough to burnable vegetation for flame contact, not just embers — 35.6% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Concord ranks
Within Vermont, Concord ranks higher (29th percentile) than it does nationally (14th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Concord ranks 27,182 for wildfire risk (1 is highest) and 26,459 by building count (1 is largest). Within Vermont alone, it ranks 127 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
Shopping for coverage in Concord
Concord's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Concord
Because Direct exposure dominates in Concord (64.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Concord's 27,182-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Concord, see the exposure-zones guide.