Concord, NE
How exposed is Concord to wildfire?
USFS's Wildfire Risk to Communities model puts Concord at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 110 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Concord's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 81.8% of Concord's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 18.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Concord against the rest of the country
Concord's 37th national percentile looks worse in isolation than its 21st ranking inside Nebraska does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Concord ranks 19,791 for wildfire risk (1 is highest) and 28,629 by building count (1 is largest). Within Nebraska alone, it ranks 460 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Concord's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Concord
With 81.8% of buildings rated Minimal exposure, Concord gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Concord's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Concord, see the exposure-zones guide.