Concord, NC
Concord wildfire risk explained
Out of every US place USFS scores, Concord lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 37,473 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Concord at the 55th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Concord's buildings actually sit
Most of Concord's buildings (38.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 37,473 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Concord against the rest of the country
There's little gap between Concord's 52nd national percentile and its 42nd percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Concord ranks 15,292 for wildfire risk (1 is highest) and 273 by building count (1 is largest). Within North Carolina alone, it ranks 444 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Concord
Concord's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 38.4% of Concord's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 37,473 counted buildings into the percentiles shown above for Concord. For more on what indirect exposure implies beyond Concord, see the exposure-zones guide.