Concord, AL
How exposed is Concord to wildfire?
Concord's 1,148 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Concord's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
What "at risk" means for the buildings here
87.9% of Concord's 1,148 buildings sit in USFS's Direct exposure zone, roughly 1,009 structures close enough to burnable vegetation for flame contact, not just embers — 12.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Concord ranks
Concord ranks lower within Alabama (55th percentile statewide) than its 73rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Concord ranks 8,402 for wildfire risk (1 is highest) and 10,970 by building count (1 is largest). Within Alabama alone, it ranks 270 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Concord
At the 73rd percentile nationally, Concord carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Concord's 87.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Concord's 8,402-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Concord, see the exposure-zones guide.