Conasauga, TN
Conasauga, TN's wildfire risk, in USFS's own numbers
Conasauga sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 86 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Conasauga at the 73rd percentile, close to its 70th-percentile risk score.
What "at risk" means for the buildings here
86 buildings are counted in Conasauga, and 60.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Conasauga against the rest of the country
There's little gap between Conasauga's 70th national percentile and its 65th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Conasauga ranks 9,532 for wildfire risk (1 is highest) and 29,671 by building count (1 is largest). Within Tennessee alone, it ranks 175 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Conasauga carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Conasauga's 60.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Conasauga's figures come from
Every one of the two percentiles behind Conasauga's 9,532-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Conasauga's dominant direct exposure actually means, with real examples from across the dataset.