Comstock, NE
Comstock wildfire risk explained
Comstock's 154 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Comstock's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
Where Comstock's buildings actually sit
154 buildings are counted in Comstock, and 59.1% of them are Indirect exposure — ember-driven risk rather than the 40.9% in Direct exposure or the 0% rated Minimal.
Where Comstock ranks
Comstock scores 88th nationally and 96th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Comstock ranks 3,940 for wildfire risk (1 is highest) and 26,709 by building count (1 is largest). Within Nebraska alone, it ranks 26 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Comstock's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Comstock (59.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Comstock's 3,940-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Comstock, see the exposure-zones guide.